LIFE Applicants' Student Aid
Financial aid is available to eligible LIFE students. Registration for a minimum of half-time (6) credits per term is required for the federal Direct Stafford Loan program, and a minimum of three credits for the federal Pell Grant and the Iowa Tuition Grant.
Students must submit the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov to determine eligibility for state and federal financial assistance.
Federal and State of Iowa Grants
Federal Pell Grants and federal Supplemental Educational Opportunity Grants (FSEOG) are awarded to U.S. citizens and eligible non-citizens who demonstrate exceptional need as demonstrated by filing the FAFSA. Awarded amounts are based on individual student eligibility.
State of Iowa Grants
The Iowa Tuition Grant is a need-based grant for Iowa residents and varies in amount, depending on enrollment status and funding of the program by the state. A FAFSA must be received by the processing center by the deadline of July 1 for eligibility beginning the next fall semester. For more information, check the Iowa College Student Aid Commission's web site.
Federal Direct Stafford Loan
A fixed interest rate loan, with the specific rate established annually, made by the U.S. Department of Education to students. Annual Direct Subsidized Stafford Loan limits are: freshmen ($3,500), sophomore ($4,500), juniors and seniors ($5,500). The Subsidized Stafford loans are need-based with interest paid by the federal government while the student is enrolled at least half-time.
Federal Direct Unsubsidized Stafford
A fixed interest rate loan, with the specific rate established annually, made by the U.S. Department of Education to students. Loans are based on cost of attendance less any other financial aid (dependent students). Dependent students are eligible for $2,000 in Unsubsidized Stafford Loan per year for four years. For independent students, loan maximums are $6,000 per year for first-year students and sophomores and $7,000 for juniors and seniors. Students have the option to pay the interest while in school or allow it to accrue.
Veteran's benefits, including educational tuition tuition assistance, GI Bill, Post 9/11 GI Bill (Yellow Ribbon), and other chapters, are certified by the University of Dubuque Registrar's Office. For more information on this process see the Veterans Benefits page.