University of Dubuque

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Graduate Student Aid

Federal Loans

A student must file the Free Application for Federal Student Aid (FAFSA) to request federal loans. The graduate student must be enrolled at least half-time each semester to be eligible. Full-time enrollment for graduate study is considered 9 credit hours per semester. 

Unsubsidized Federal Stafford Loan is a fixed interest rate loan, currently at 6.8%,  made by the U.S. Department of Education via the Direct Loan program to graduate students. Interest accrues while the student is enrolled. The student has the option to pay the interest while in school or allow it to accrue. 

The Unsubsidized Stafford loans are based on cost of attendance less any other financial aid. Annual limits are based on cost of attendance and vary in amount with the maximum set at $20,500 at the graduate level.

A Graduate PLUS Loan is a fixed interest rate loan, currently at 7.9% made by the U.S. Department of Education via the Direct Loan program to graduate students. Interest accrues while the student is enrolled. The student has the option to pay the interest while in school or allow it to accrue.

The Graduate PLUS loan application process requires a credit check on the student-borrower. If declined, the borrower may apply with an endorser. The Graduate PLUS loans are based on cost of attendance less any other financial aid. Annual limits are based on cost of attendance less other financial aid received.

A Perkins Loan is a low interest, need-based loan for the neediest students on campus. The loan fund is administered by the University of Dubuque, with limited funds available.

Seminary Graduate Students
University of Dubuque Theological Seminary grants (UDTS Grants) are need based awards made to full-time seminary students. Awards vary based on denomination and need, based on the FAFSA information.

Outside Financial Resources for Theological Students Catalog VI provides sources of outside financial aid for seminary students. The Catalog is produced by the Office of Financial Aid for Studies Program Team, National Ministries Division, Presbyterian Church (USA) and The Association of Theological Schools In the United States and Canada, Office of Student Information Resources. CATVI‌ requires Adobe Acrobat Reader to view and print. The software can be downloaded for free from the Adobe web site.